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Equipment Finance

Equipment finance for growing businesses.

Forge Finance helps businesses compare equipment finance options for farm equipment, construction equipment and everyday business equipment — from small workshops and manufacturing to restaurants, retail and trade businesses.

Explore Equipment Options
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Equipment finance lender logo
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Equipment Finance Guide

Equipment Finance for Farm, Construction and Business Equipment

Forge Finance helps Australian businesses compare equipment finance options for machinery, tools, vehicles, fit-outs and commercial assets across a panel of 70+ lenders.

Equipment finance can help Australian businesses purchase, upgrade or replace essential equipment without using large amounts of working capital upfront. Forge Finance helps business owners, sole traders, contractors and companies compare equipment finance options across a panel of 70+ lenders.

Whether you need finance for farm equipment, construction equipment or everyday business equipment, the right loan structure can help you access the assets your business needs while keeping cash flow available for wages, stock, supplies and operating expenses.

For agricultural businesses, farm equipment finance can help fund tractors, harvesters, slashers, seeders, sprayers, trailers, implements and other machinery used across farming, rural and agribusiness operations.

For builders, civil contractors and trade businesses, construction equipment finance can support purchases such as excavators, loaders, skid steers, compactors, trucks, trailers, yellow goods and heavy machinery.

For small businesses, workshops, manufacturers, restaurants, cafés, retailers and service-based operators, business equipment finance can help fund tools, machinery, commercial kitchen equipment, shop fit-outs, manufacturing equipment, office equipment and industry-specific assets.

Forge Finance helps assess your equipment type, business use, loan amount, trading history and cash flow position to match you with lenders that may suit your needs. Depending on your business and the asset being purchased, options may include chattel mortgage finance, asset finance, hire purchase-style structures or other commercial lending solutions.

By comparing multiple equipment finance lenders, Forge Finance can help you review interest rates, repayments, loan terms, balloon options, fees and approval requirements before choosing a finance option for your business.

Tip: Before choosing equipment finance, speak with your accountant about GST, depreciation, interest deductions and whether the asset should be financed under your ABN or business entity.
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70+ LENDERS

No obligation. No impact on your credit score. Compare lender options quickly and clearly with finance guidance built around your situation.

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Forge Finance made the whole car finance process simple. They explained our options clearly, compared lenders for us and kept everything moving fast.

Daniel K. Vehicle Finance Client
★ 5.0/5.0

We needed equipment finance quickly for our business. The process was smooth, the communication was excellent, and the structure suited our cash flow.

Melissa R. Equipment Finance Client
★ 5.0/5.0

What stood out was how clearly everything was explained. No pressure, no confusion, just smart lender comparison and really good support.

Chris T. Personal Asset Finance Client
★ 5.0/5.0

Forge Finance helped us compare several commercial funding options and find a solution that actually matched the way our business operates.

Sarah P. Commercial Finance Client
★ 5.0/5.0

Forge Finance made the whole car finance process simple. They explained our options clearly, compared lenders for us and kept everything moving fast.

Daniel K. Vehicle Finance Client
★ 5.0/5.0

We needed equipment finance quickly for our business. The process was smooth, the communication was excellent, and the structure suited our cash flow.

Melissa R. Equipment Finance Client
★ 5.0/5.0

What stood out was how clearly everything was explained. No pressure, no confusion, just smart lender comparison and really good support.

Chris T. Personal Asset Finance Client
★ 5.0/5.0

Forge Finance helped us compare several commercial funding options and find a solution that actually matched the way our business operates.

Sarah P. Commercial Finance Client
★ 5.0/5.0

The team was responsive, knowledgeable and easy to deal with. We always knew what stage the application was at and what came next.

Amanda L. Business Funding Client
★ 5.0/5.0

As a self-employed borrower, I appreciated working with someone who actually understood how to position my application properly with lenders.

Jason M. Self-Employed Client
★ 5.0/5.0

We used Forge Finance for a commercial vehicle purchase and the whole experience felt efficient, strategic and much less stressful than expected.

Luke B. Commercial Vehicle Client
★ 5.0/5.0

From first call to settlement, everything felt well organised. They found a lender option that worked for us without wasting time.

Emma G. Asset Finance Client
★ 5.0/5.0

The team was responsive, knowledgeable and easy to deal with. We always knew what stage the application was at and what came next.

Amanda L. Business Funding Client
★ 5.0/5.0

As a self-employed borrower, I appreciated working with someone who actually understood how to position my application properly with lenders.

Jason M. Self-Employed Client
★ 5.0/5.0

We used Forge Finance for a commercial vehicle purchase and the whole experience felt efficient, strategic and much less stressful than expected.

Luke B. Commercial Vehicle Client
★ 5.0/5.0

From first call to settlement, everything felt well organised. They found a lender option that worked for us without wasting time.

Emma G. Asset Finance Client
★ 5.0/5.0
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Local Equipment Finance

EQUIPMENT FINANCE ACROSS
THE SCENIC RIM

Forge Finance helps local businesses compare equipment finance options across Logan, Yarrabilba, Beaudesert, Tamborine, Canungra and the Gold Coast Hinterland. Whether you need farm machinery, construction equipment or business equipment, we help compare suitable lending options from a broad panel of Australian lenders.

Farm Equipment Finance

Farm Equipment Finance Across The Scenic Rim

Compare finance options for tractors, implements, machinery and rural equipment used across Beaudesert, Tamborine, Canungra and surrounding areas.

From tractors and slashers to rural machinery and property equipment, Forge Finance helps farmers, acreage owners and rural operators compare equipment finance options across the Scenic Rim.

  • Tractors & Implements Compare finance options for essential farming and acreage equipment
  • Rural Machinery Funding support for machinery used in agriculture, maintenance and production
  • Scenic Rim Farm Support Helping operators across Beaudesert, Canungra, Tamborine and nearby rural areas
  • Brokered Lender Comparison Compare suitable options from a broad Australian lender panel

Forge Finance helps builders, contractors, civil operators and trade businesses compare construction equipment finance options for machinery that supports project delivery and growth.

  • Excavator & Loader Finance Compare finance for earthmoving and site equipment
  • Plant & Machinery Funding options for equipment used in construction, civil and trade work
  • Contractor Equipment Support Helping local businesses across Logan, Jimboomba, Beaudesert and the Hinterland
  • Structured For Cash Flow Compare options suited to commercial use and business operations

From forklifts and warehouse equipment to tools, technology and fit-out assets, Forge Finance helps businesses compare equipment finance options that support productivity and operations.

  • Forklifts & Warehouse Equipment Finance options for logistics, storage and operational equipment
  • Tools & Trade Equipment Funding support for service, repair, installation and trade businesses
  • Commercial Fit-Out Assets Options for eligible business equipment, fixtures and operating assets
  • Local Business Support Helping operators across Logan, Scenic Rim and the Gold Coast Hinterland
Why Choose Us

WHY CHOOSE FORGE FINANCE

We help individuals and businesses compare finance options across a wide lender panel, with smarter structures and clearer guidance from start to finish.

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Flexible Income Assessment

We work with a wide range of income types — PAYG, self-employed, contractors and business owners — structuring applications to suit how you actually earn.

Strategic Lender Matching

We don’t just submit your deal anywhere. Your application is aligned with lenders who fit your profile, asset type and commercial objectives from the outset.

Commercial & Asset Finance Specialists

From vehicles and motorcycles to equipment and business funding, Forge Finance structures tailored solutions designed to support both personal and business growth.

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Equipment Finance FAQs

EQUIPMENT FINANCE QUESTIONS, ANSWERED

Learn how equipment finance works, what assets may be eligible, and how Forge Finance helps Australian businesses compare suitable lender options.

Equipment finance can be structured in several ways depending on your business, the asset being purchased and whether you want to own or lease the equipment.

Common options may include chattel mortgage finance, equipment loans, hire purchase-style arrangements, finance leases and operating leases. Each structure can affect repayments, ownership, cash flow and tax treatment differently.

Forge Finance helps compare equipment finance options across a panel of lenders so your business can review suitable structures before committing.

Many business-use assets may be eligible for equipment finance, provided the equipment supports your business activity and meets lender requirements.

This can include farm equipment, construction machinery, commercial vehicles, trailers, tools, workshop machinery, manufacturing equipment, medical equipment, office technology, hospitality equipment and business fit-outs.

Forge Finance works with businesses across industries including agriculture, trades, construction, manufacturing, hospitality, retail and professional services.

Buying equipment may suit businesses that want long-term control of the asset and plan to use it for several years. Leasing may suit businesses that want lower upfront costs, flexibility or the ability to upgrade equipment more regularly.

The right option depends on your cash flow, asset lifespan, industry, tax position and whether ownership is important to your business.

Forge Finance can help you compare lenders and repayment structures, while your accountant can advise on the tax and accounting treatment.

Yes, many lenders may consider finance for used equipment, provided the asset is suitable, identifiable and acceptable under their lending criteria.

Used equipment finance is common for machinery, vehicles, trailers, tools, yellow goods, agricultural equipment and business assets.

Factors such as asset age, condition, valuation, supplier type and business profile can influence approval and loan terms.

Tax and GST treatment can vary depending on the finance structure, asset type, business use and how your business is registered.

In some cases, businesses may be able to claim deductions for interest, depreciation or eligible business expenses linked to the financed equipment.

Forge Finance does not provide tax advice, so it is important to speak with your accountant before choosing an equipment finance structure.

Forge Finance helps businesses compare equipment finance options without relying on a single lender or one-size-fits-all product.

Whether you need farm machinery, construction equipment, tools, business assets or a commercial fit-out, Forge Finance can help review lender options, repayment terms and approval pathways.

The goal is to help your business access the equipment it needs while keeping working capital available for day-to-day operations.

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